About Me

Hi, my name is Bao. I was born in Australia, but as my parents are from China, I picked up a lot of financial opinions that were influenced by their culture and history. As a result, I can be a bit suspicious about loans. However, because I grew up in Western culture, I also see the advantages of loans and financing. In my opinion, people should mix the skepticism of the Chinese with the average Westerner's love for loans. I decided to start this blog with those ideas in mind. If you want tips on how to get loans and which loans are the most advantageous for long term success, I invite you to explore this blog.

2023

Why A Home Loan Refinance Is A Smart Financial Decision In Australia At The Moment

In recent years, the Australian housing market has experienced a period of steady growth, leading to a rise in property values and an increase in home equity. This, combined with the current low-interest rate environment (historically speaking), has made home loan refinancing an attractive option for many homeowners. Refinancing your home loan can help you take advantage of this current market position, reduce your monthly mortgage payments and potentially pay off your mortgage faster.