Hi, my name is Bao. I was born in Australia, but as my parents are from China, I picked up a lot of financial opinions that were influenced by their culture and history. As a result, I can be a bit suspicious about loans. However, because I grew up in Western culture, I also see the advantages of loans and financing. In my opinion, people should mix the skepticism of the Chinese with the average Westerner's love for loans. I decided to start this blog with those ideas in mind. If you want tips on how to get loans and which loans are the most advantageous for long term success, I invite you to explore this blog.