In recent years, the Australian housing market has experienced a period of steady growth, leading to a rise in property values and an increase in home equity. This, combined with the current low-interest rate environment (historically speaking), has made home loan refinancing an attractive option for many homeowners. Refinancing your home loan can help you take advantage of this current market position, reduce your monthly mortgage payments and potentially pay off your mortgage faster. Read More...
When you are in business, on-time payment is critical. You need to set up parameters when you first open your doors so you can collect your money according to a given schedule. Late payment is problematic, but non-payment is critical, and in a worst-case scenario, you may have to write off an invoice and deem it "uncollectible." So how can you avoid getting to this position in the first place and reduce the risk as much as possible? Read More...
If you sometimes struggle to make ends meet, you're not alone, especially in these trying times brought on by the pandemic. Your working hours may not be quite as stable as they once were, and you may be incurring additional costs if your kids are not able to go to school. In this case, cash flow can be a real burden, and you may be dreading a certain time of the month when many bills arrive together. Read More...
Saving up to purchase a car can be pretty challenging, given you have many other financial obligations. A car loan is the easiest way to start your car ownership journey. Below are some interesting tips on how to apply and manage your car loan.
Set A Budget
Although you might qualify for a large loan, it is always wise to assess your finances before applying for credit. For instance, other obligations such as student loans and rent could take a significant part of your income. Read More...
Fast cash loans are frequently obtained by people who are having health issues that they need to resolve. Here are a couple of ways in which getting a quick loan like this could improve your health.
It could enable you to access quicker medical care through a private healthcare clinic
Whilst people in Australia have access to a public healthcare system, the waitlists for certain procedures and treatments in this system can be very long. Read More...